No patient should walk away from care they need.
RUDY connects your patients to a full stack of healthcare lenders through one application — best approval in seconds, and it's completely free for your practice.
Free forever for practices · No credit card · Setup in minutes
What is RUDY
RUDY is a free patient-financing marketplace built only for healthcare. Your patient applies once; RUDY routes that single application across many lenders in an instant waterfall and returns the best approval. We are not a lender and never touch the credit decision — the lenders do.
Built for every healthcare vertical
Wherever patients face out-of-pocket cost, RUDY removes the financing wall.
Dental
Crowns, ortho, and implant cases lost at the front desk.
Medical offices
Out-of-pocket procedures patients delay or skip entirely.
Wellness clinics
Cash-pay treatments where financing isn't even offered.
Med spas
Higher-ticket aesthetics that need flexible monthly options.
Plastic surgery
Elective cases where a single decline kills the booking.
Chiropractic
Multi-visit care plans that stall without financing.
Vision
LASIK and premium lenses priced out of monthly budgets.
Veterinary
Emergency and specialty care decisions made in minutes.
Our goal
Make sure financing is never the reason a patient says no — and never a cost or a headache for the practice.
Why RUDY is the best for these verticals
A focused alternative to horizontal marketplaces and single-lender programs.
Healthcare-only routing
We don't split attention with auto, home, or pet loans. Every lender we route to underwrites medical.
The full lender stack
Prime to subprime in one waterfall — so RUDY approves patients single lenders and incumbents decline.
Near-instant approvals
One application, parallel checks, best offer returned in seconds. No re-applying. No drop-off.
Free for practice and patient
No SaaS fee. No demo gate. No per-application charge. Lenders pay us, not you.
Transparent + tamper-evident
Every decision is logged with a verifiable audit trail. Patients and staff see the same thing.
Ask RUDY AI
Helps your team present offers clearly and follow up automatically with patients who haven't decided.
How it works
Three steps, seconds apart.
Patient applies once
A single short application — no shopping around, no re-keying.
RUDY's waterfall runs
We check every matched lender in parallel in seconds.
Best approval wins
Patient picks the best offer, care moves forward, you get paid.
A full lender stack — prime to subprime
All non-exclusive. Ranked dynamically by approval performance.
+ more lenders added regularly
How many cases are you losing to financing drop-off?
Estimate the revenue your practice can recover by adding a full lender waterfall.
Lenders own the decision
All credit decisions, KYC, and lending sit with licensed lender partners.
Transparent terms
Patients see APR, term, and payment up front — nothing hidden in fine print.
Tamper-evident records
Every offer, decline, and acceptance is logged on a verifiable audit trail.
Demo environment — no real PHI, SSNs, or credit pulls.